Lawson-Wagner Agency
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Operation Hours: Mon-Fri: 8:30AM – 6:00PM | After Hours: By Appointment

Personal Insurance
in Jacksonville, NC and surrounding areas

Lawson-Wagner Agency offers Auto, Home, and Life Insurance policies to Jacksonville, NC residents. Call us now at 910-455-0785!

At Lawson-Wagner Agency, we value our clients’ security, both financially and personally by providing the best protection and services you need. Our personal and life insurance services keep our clients covered through life’s unexpected turns.

We offer the following quality personal insurance products:

Auto Insurance

Auto Insurance

If you thought getting auto insurance was a pain in the neck, think again—with Lawson-Wagner Agency, it’s easy, reliable, and just a click away!

We’ve made auto insurance completely hassle free. Once we’ve got you insured, you can drive with complete peace of mind knowing that you, your family, and your vehicle, are fully protected.

In the event of an accident, our auto insurance policy will provide financial coverage for any resulting vehicle damages, property damages, and/or medical expenses. The amount of money provided by the policy versus the amount of money you may have to pay out of pocket will depend on the type of coverage you purchase, its financial limits, and the deductible.

To get the right auto insurance coverage, simply give us a call and speak with our highly experienced insurance agents now. Or fill out our contact form and someone will get right back to you and discuss the best coverage options for you and your family.

Renters Insurance

  • Fire
  • Injury
  • Theft
  • Water Damage

If you are a renter, you may think you don’t need insurance. However, without renters insurance, you have no coverage for personal property loss or damage.

What would happen if:

  • Your apartment building burned down
  • Your belongings are stolen or damaged outside of your residence
  • A thief broke into your townhouse
  • You or another family member cause injury to another person or damage to their property
  • A guest slipped and injured himself in your kitchen
  • The home you are renting suffered water damage

A renters insurance policy provides replacement cost protection for your everyday appliances, computers, personal electronics, furniture, clothing, kitchenware, sports equipment, and other personal items. Your coverage will also include liability protection, which covers injury to another person on or off your property. This affordable policy can protect you against losses to your property that could cost you thousands of dollars.

Renters

Homeowner’s Insurance

As one of the biggest investments of your lifetime, your home needs insurance coverage that protects you from all types of unforeseen events. We cover older homes, new homes, mobile homes, and coastal homes.

Your Homeowner’s Insurance Policy will cover the following:

  • Damage to your home, and other structures on your property
  • Personal property, such as furniture and other household items
  • Fire and smoke damage
  • Theft and vandalism
  • Personal liability coverage in case someone gets injured on your property
  • Loss due to fire and explosion
  • Loss due to water damage

A traditional homeowner’s insurance policy does not cover all natural disasters such as floods and earthquakes. If you reside in a high-risk area, it is best to seriously consider comprehensive coverage.

Homesowner's Insurance

Life Insurance

A life insurance policy protects your family financially if you or your spouse passes away. Insurance companies understand that life is constantly changing. Because of this, there are a variety of life insurance policies designed to meet your changing needs. Many families depend on two incomes just to make ends meet, so insurance companies like us offer policies that can insure more than one person, protecting the total family income.

It is never too early or too late to consider your life insurance options. There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance and it encompasses several sub-categories including traditional whole life, universal life, variable life, and variable universal life. Term life insurance provides financial protection for a limited and specified period of time at a lower cost than permanent life insurance. These policies expire without value if the insured survives the stated time period. Universal life insurance provides death benefits and income tax-deferred savings to help you meet your financial goals while you are living. It has many flexible features and benefits that can change with your changing financial needs. Whole life insurance provides the coverage amount to your beneficiary in the event of your death, as well as cash-value savings you can use during your lifetime.

As your personal situations change (i.e., marriage, birth of a child, or job promotion), your life insurance needs will change as well. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance contains associates fees and charges, including the cost of the insurance—which varies alongside certain characteristics of the insured such as gender, health, and age—and additional charges that customize a policy to fit your individual needs.

At the Lawson – Wagner Agency we strive to provide the best rates and service for ALL your insurance needs. Call us at 910-455-0785 or email us at bestrates@bestrates4u.com today to start planning for your future.

Long Term Care

We can help you and your family with Long Term Care Benefits. This covers both medical and non-medical needs for a long duration in the event that a person experiences injury, accident, or unforeseen incidents.

Retirement Planning

Planning to retire soon? At Lawson-Wagner Agency, we offer retirement planning coverage among our many professional insurance coverages. We offer you benefits as you enter the next phase of your life. Count on our insurance agency for your needs!

Financial Planning

Whether you’re just starting on financial planning or near the end of the trail. We can help and provide choices for your financial needs that suit you best in your situation.

Estate Planning

We believe your hard work and accumulation means a lot to you and your family. We will make sure it goes to the ones you love and trust most. We can help make sure that with your input and direction the things you accumulate go to the right people to keep your estate under your control, instead of the government making these decisions.

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